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            Business Financing

            Experience the speed and simplicity of the Citizens Bank VantageLinkTM online application

            Get a business loan or line of credit up to $150,000 in 2-3 days.

            Apply Now

            Questions? Contact us.
            Questions? Contact us.

            Business Line of Credit

            Business or Equipment Flex Loan

            Business Term Loans

            Business Mortgage

            Business Line of Credit

            Access funds for short term uses such as purchasing inventory, paying accounts receivables, or managing seasonal needs.

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            Business or Equipment Flex Loan

            Flexibility to finance various assets such as equipment, vehicles, or machinery with a short-term line of credit that turns into a term loan.

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            Business Term Loans

            Purchase large assets and increase long-term liquidity.


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            Business Mortgage

            Purchase, renovate, or refinance your commercial property.


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            Determining your financing needs

            Business loan calculator

            As you're exploring financing solutions, this calculator can help you forecast your debt service coverage. This will help you determine whether you can currently afford the additional debt needed to boost your business.

            VIEW CALCULATOR

            Working capital needs calculator

            Our working capital needs calculator will help you determine how much of a small business loan or line of credit you should apply for to cover working capital needs for the next year. Simply enter your desired annual growth rate, current assets, and current liabilities, and your target current ratio to find out what you need.

            VIEW CALCULATOR

            Business credit cards

            Whether you want to be rewarded for purchases or are looking for a low rate card, Citizens Bank's Business Credit Cards offer a convenient way to make everyday purchases while improving your cash flow by extending the time between making purchases and paying for them.

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            Custom business financing solutions

            Every business is different. We’d like to partner with you to understand your needs so we can help customize a business lending solution for you now, while also proactively helping you plan for the future. Simply answer a few questions, and we’ll contact you to discuss your best financing options.

            SCHEDULE A CONSULTATION

            Considering Business Financing? You might also be interested in…

            Clearly Better Business Checking®

            A simple checking account for small businesses with no minimum monthly balance and no monthly maintenance fee.

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            Any Amount

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